Manulife Bank Personal Advantage Account
Compare Base Rates
Enter Your Savings Amount:
For amounts over $5 million contact ICMS at 403-969-2267 or paul@icmsltd.ca
You Earn:
Manulife Advantage Account
- Interest Rate: 2.85%*
- Base Rate
RBC eSavings
| Base Rate | 1.70% | $0 |
CIBC eAdvantage
| 0 - $10K | 0.65% | $0 |
| $10K - $25K | 0.85% | $0 |
| $25K - $100K | 1.50% | $0 |
| $100K - $500K | 1.70% | $0 |
| $500K - $5MM | 1.90% | $0 |
BMO SavingsAmplifier
| Base Rate | 1.90% | $0 |
TDCT ePremium
| 0 - $10K | 0% | $0 |
| $10K - $5MM | 1.85% | $0 |
BNS Momentum
| Base Rate | 1.40% | $0 |
Tangerine
| Base Rate | 1.00% | $0 |
ersonal banking traditionally splits bank accounts into chequing and savings accounts. Good for the bank but not for you.
- Banks pay zero percent on chequing balances; and you pay service charges.
- Banks pay low base rate interest on savings accounts; and you pay service charges.
Manulife Bank Personal Advantage Account goes the opposite direction – joining chequing and savings into one account. With a high interest rate – and with no service charges! It has been called the most useful savings account in Canada by Rob Carrick of the Globe & Mail.
The Big 5 banks routinely market “Introductory Offers” that typically display outsized interest rates for a limited time. Introductory Offers always expire. The best way to compare Personal Advantage Account with other banks is to compare “Base Rates”.
The Base Rate is the rate you live with after the “introductory offer” expires.
TRY THE CALCULATOR! Type in a balance in the yellow field that is appropriate for you and compare Base Rates.
* The variable rate of interest is applied to all funds in the account. Interest is calculated on the total daily closing balance and paid monthly. Rate is subject to change. Manulife Bank’s posted deposit rates are good for new initial deposit amounts of up to $5 million. For amounts over $5 million please contact ICMS at 403-969-2267. Rates for other banks as at August 15th, 2023. Subject to change.