Paul LeBlanc

Financial Services Professional

Independent Cash Management Solutions Ltd. (“ICMS”) is owned and operated by Paul LeBlanc, a financial services professional with over 35 years experience providing financial solutions to the Calgary marketplace. After completing his Bachelors Degree in Economics at St Francis Xavier University and his Masters Degree in Economics at McMaster University, Paul was a stockbroker with Prudential Bache Securities for 12 years. In 1990 he joined Bank of Montreal’s Commercial Banking Group and was promoted to Senior Business Development Manager, Cash Management for BMO’s Corporate Finance Group. In 2005 he started ICMS, delivering cash management consulting services to businesses and not-for-profits.

  • Paul has evaluated, installed and negotiated pricing for cash management and investment platforms for a wide range of Commercial and Corporate Finance clients, both public and private as well as Not-For-Profit.
  • Throughout his career Paul has always kept the needs of his customers first and foremost in the investment and commercial banking fields.
  • He is enthusiastic about bringing his experience to the bargaining table to help his customers negotiate their best deal possible.

Manulife Bank

High Interest, Low Fee Accounts

Established in 1993 and chartered as a Schedule “A” bank under the Bank Act, Manulife Bank of Canada was the first federally regulated bank opened by an insurance company in Canada. Their products and services are provided through independent financial advisors – like ICMS.

ICMS banking clients invest their cash balances with Manulife Bank of Canada. ICMS has an Agency Agreement with – and receives a separate payment from – Manulife Bank of Canada. That means your investment balances will always receive the published rate in full.

As of September 30, 2017 Manulife Bank of Canada was Canada’s 9th largest bank, with $23.2 billion in high-quality assets, primarily Canadian residential mortgages. The majority of residential mortgages are CMHC insured. They have no exposure to European sovereign debt and no exposure to the sub-prime mortgage market.

Manulife Bank Advantage Accounts (both Personal and Business) are high-interest, full-access, low fee chequing accounts that can be used by clients as their primary bank account or linked to existing bank accounts as a savings/investment account.

An Advantage Account combines the liquidity of a traditional chequing account with the interest rate of a short-term GIC or money market fund. Advantage Accounts’ features and benefits are unrivaled in the marketplace.